1. Information We Collect We collect personal information you voluntarily provide, such as:
- Full name
- Email address
- Phone number
- Payment information
- Credit-related details (optional)
We may also collect:
- Log data (IP address, browser type)
- Device and usage data via cookies and analytics tools
2. How We Use Your Information We use your information to:
- Provide and improve our Services
- Process transactions
- Send updates, promotions, or support messages
- Analyze usage patterns to enhance user experience
- Comply with legal obligations
3. Sharing Your Information We do not sell your personal data. We may share information with:
- Payment processors
- Trusted service providers under confidentiality agreements
- Law enforcement or regulators when legally required
4. Cookies and Tracking Technologies We use cookies and similar technologies to:
- Keep you logged in
- Analyze site traffic
- Improve our website performance
You may disable cookies via your browser, but some features may not function properly.
5. Data Security We implement technical, administrative, and physical security measures to protect your information. However, no method of transmission over the internet is 100% secure.
6. Data Retention We retain your information as long as your account is active or as needed to comply with legal obligations and enforce our agreements.
7. Your Rights Depending on your location, you may have the right to:
- Access or correct your personal information
- Request data deletion
- Opt out of marketing communications
To exercise these rights, contact us at support@creditaicoach.com.
8. Children's Privacy Our Services are not intended for children under 18. We do not knowingly collect personal data from minors.
9. Third-Party Links Our website may contain links to external sites. We are not responsible for the privacy practices of those websites.
10. Changes to This Policy We may update this Privacy Policy periodically. We will notify users of any material changes by updating the effective date and posting a notice on our site.