1. Eligibility You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you are of legal age and have the authority to enter into a binding agreement.
2. Services Provided Credit Ai Coach offers credit repair dispute tools, educational content, and automation resources to help users challenge inaccurate or outdated credit items. We do not guarantee credit improvement or financial outcomes. Results may vary based on your personal credit situation and effort.
3. Subscriptions & Payments We offer paid subscription plans. By subscribing, you authorize us to charge the provided payment method on a recurring basis (e.g., monthly). You may cancel your subscription at any time, but no refunds are issued for partially used billing cycles.
4. No Legal Advice Credit Ai Coach is not a law firm and does not provide legal, tax, or financial advice. All content and tools are for informational and educational purposes only.
5. User ConductYou agree not to:
- Misuse the Services or submit false information.
- Reverse engineer, decompile, or modify any part of our platform.
- Use the Services for unlawful or fraudulent purposes.
6. Intellectual Property All content, including logos, texts, graphics, and software, is the property of Credit Ai Coach or its licensors and is protected by copyright and trademark laws. You may not copy, reproduce, or distribute any part of the Services without prior written consent.
7. Disclaimer of Warranties Services are provided "as is" without warranties of any kind, express or implied. We do not guarantee accuracy, reliability, or completeness of the information.
8. Limitation of Liability To the fullest extent permitted by law, Credit Ai Coach and its affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of the Services.
9. Termination We may suspend or terminate your access to the Services at our discretion, without notice, for violation of these Terms or for any other reason.
10. Governing Law These Terms shall be governed by and interpreted in accordance with the laws of the State of Nevada, without regard to its conflict of law principles.
11. Changes to Terms We reserve the right to update these Terms at any time. Continued use of the Services after changes are made constitutes your acceptance of the new Terms.